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Non-deposit products: Are not FDIC insured; Are not deposits; May lose value.
Wealth Management / Meet our Team / Michael Lacey
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Michael Lacey Dubuque, IA Email Michael
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Michael Lacey VP Regional Director, Financial Advisor

Michael attended Luther College in Decorah, Iowa where he received his Bachelor of Arts degree, majoring in Biology. He started his career in Financial Services with Prudential Financial in 1997 and currently holds Series 6, 7, and 63 Securities Registrations through Private Client Services, LLC, as well as Series 65 and his Life/Health Insurance Licenses. Michael joined Nicolet Wealth Management in April 2026 in connection with Nicolet Bank's acquisition of MidWestOne Bank.

As a Financial Advisor, Michael provides investment and advisory services to clients in the Greater Dubuque area. He enjoys one-on-one discussions with his clients and specializes in retirement planning to help them pursue their unique financial goals.

Outside of the office, Michael enjoys spending time with his wife, Cynthia, and their two children, Vaughan and Hannah. Family adventures typically include cycling, hiking, kayaking or fishing. Michael has also volunteered as a football coach at the youth and high school levels for several years.

Investment and insurance products are subject to risks, including possible loss of principal, and are:
• NOT FDIC insured  • NOT insured by any federal government agency
• NEITHER deposits or other obligations of, NOR guaranteed by, Nicolet National Bank or any of its affiliates.

Nicolet Advisory Services, LLC, is an investment adviser, registered with the U.S. Securities and Exchange Commission, and an affiliate of Nicolet National Bank.

Advisory services offered through Nicolet Advisory Services, LLC, a Registered Investment Advisor. Securities and insurance products offered through Private Client Services ("PCS"), member FINRA/SIPC. PCS is not affiliated with Nicolet National Bank, Nicolet Wealth Management or Nicolet Advisory Services.

Trust and retirement plan level services offered through Nicolet National Bank, a national bank with trust powers.

Past market activity is not indicative of future results, and changes in any assumptions may have a material effect on projected outcomes. Investing in securities entails risk, and the potential for losing money always exists when investing in securities. Asset allocation, rebalancing, and asset diversification will not ensure account protection in a declining market, and cannot be relied upon to enhance gains in a rising market.

Neither Nicolet Advisory Services nor its affiliates offer tax or legal advice. Investors should consult with their legal and tax professionals before making investment decisions.