For customers who want to earn a great interest rate.

Real Rewards Checking

Earn 3.00% APY* on balances up to $15,000 if qualifications are met.

Interest Earned

  • 3.00% APY on balances between $0.01-$15,000
  • An interest rate of 0.01% will be paid on the portion of your daily balance that is greater than $15,000. The APY for this tier will range from 0.36% to 3.00% depending on the balance in the account.
  • 0.01% APY* applies to all balances if qualifications are not met during the qualification cycle. (See Real Rewards Calendar below)
Open Account

Free Products and Services

Online Banking and Bill Pay YES
eStatements (Required) YES
Debit/ATM Card YES
Checks Processed Per Month UNLIMITED


  • eStatements
  • Direct Deposit
  • 10 debit transactions posted and cleared per qualification cycle (PIN or signature)
View Calendar

Real Rewards Checking Fees

Check Processing $0
Unsigned Check $10 per check
Overdraft Protection Line of Credit ** $25 annual
Overdraft Advance ** $6
Non-Nicolet Bank ATM transaction $0
Debit/ATM Card Replacement $5
Check Prices Ask your banker for details

Click here to view the Real Rewards Checking Disclosure

*Annual Percentage Yield

**Subject To Credit Approval