Take advantage of our competitive rates.

Certificates of Deposit/IRA Certificates of Deposit (CDs)

Minimum $2500 to open. Relationship is defined as Direct Deposit Checking.

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Investor Choice CDs

Minimum $10,000 to open. Relationship is defined as Direct Deposit Checking.

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Rates last updated on 10/23/2019. Rates are subject to change without notice.

*Annual Percentage Yield (APY)


Investor Choice Certificate of Deposit – $10,000 minimum to open.

The Investor Choice Certificate offers customers an option to increase the rate one time during the term of the certificate. The rate increase will be determined by the current rate of the Investor Choice Certificate. At the time of the increase, additional funds may be added up to the amount of the original deposit, in increments of $1,000 (limited to initial deposit).

Certificates of Deposit / Individual Retirement Account (IRA) CDs & Investor Choice CDs

The disclosed APY (Annual Percentage Yield) assumes that Interest will remain on deposit. The APY is defined as a percentage rate reflecting the annualized interest paid on an account based upon the indicated frequency of compounding for a 365/366 day period. Fees or early withdrawals will reduce earnings. CDs are subject to penalty for early withdrawal: 6 months interest if maturity is 24 months or less: 12 months interest if maturity is more than 24 months. Interest is compounded quarterly. Interest is credited to your account quarterly. Interest is calculated using the daily balance method. Interest Rate and APY may change at our discretion. Available for consumer deposits only.

Welcome to Nicolet Bank!

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If you want to login to your accounts, the button is on the upper right of the screen. To learn more about our products, please click on the three lines by the login button. If you have questions, please click here or call 1-800-369-0226.