For customers who prefer to earn great checking and savings interest rates.
For customers who want to earn 3.00% APY* on balances up to $15,000 if qualifications are met.
Month | Qualification Dates |
December | 11/30/2022 - 12/29/2022 |
January | 12/30/2022 - 1/30/2023 |
February | 1/31/2023 - 2/27/2023 |
March | 2/28/2023 - 3/30/2023 |
April | 3/31/2023 - 4/27/2023 |
May | 4/28/2023 - 5/30/2023 |
June | 5/31/2023 - 6/29/2023 |
July | 6/30/2023 - 7/28/2023 |
August | 7/29/2023 - 8/30/2023 |
September | 8/31/2023 - 9/28/2023 |
October | 9/29/2023 - 10/30/2023 |
November | 10/31/2023 - 11/29/2023 |
December | 11/30/2023 - 12/28/2023 |
Non-Nicolet Bank ATM transaction | $0 |
Check Processing | $0 |
Unsigned Check | $10 per check |
Overdraft Protection Line of Credit^ | $25 annual |
Overdraft Advance | $6 |
For customers who want to earn 3.50% APY* on balances up to $50,000 if qualifications are met.
When qualifications are met on your Real Rewards Checking account during a Monthly Qualification Cycle
Click here to view the Real Rewards Checking Disclosure
Click here to view the Real Saver Savings Disclosure
Real Rewards Checking rates last updated 07/25/2023.
Real Saver Savings rates last updated on 07/25/2023. Rates are subject to change without notice.
*Your stated APY(Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees may reduce earnings and APY. Withdrawals of interest earned will reduce earnings and APY. Interest is compounded monthly. Interest is credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.
**Each qualification cycle begins on the last business day of the month and ends on the second to last business day of the following month. For a complete calendar of qualification cycles view calendar above.
^Subject to credit approval.