Take advantage of our competitive savings rates.

Savings Account Solutions

It's never too early to start building a strong foundation, and in today's economy it's more important than ever to budget and save. We offer savings solutions to get you started on the right path.

Nicolet Savings

Enjoy the ease and flexibility of a standard savings account.

  • $100 minimum deposit to open
  • $5 monthly service charge if available balance falls below $100
  • Unlimited deposits and transfers into the account
  • Earn competitive interest on entire balance

Nicolet Junior Savings

Start them on the right financial path with our Junior Savings account.

  • For ages 0-20
  • $50 minimum deposit to open
  • $5 monthly service charge if available balance falls below $50
  • Number of withdrawals allowed per month
  • Free online banking

Individual Retirement Account (IRA)

Launch your retirement savings here.

  • $100 minimum deposit to open
  • Unlimited additional deposits
  • Traditional IRA - No income limits to open
  • Roth IRA - Income limits to open

Health Savings Account (HSA)

  • $100 minimum deposit to open
  • $10 set-up fee
  • $5 monthly fee for paper statements
  • No investment transaction fees
  • Optional Debit card

Interest is compounded quarterly. Interest is credited to your account quarterly.  We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.

Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, computer, telephone transfer or check are limited to a combined total of 6 per month. An excessive transaction fee of $10 will be charged for each transaction in excess of the limit, in addition to any other transaction fees. If you exceed the monthly transaction limitations more than 2 times in a 12-month period, we are required by law to either close your account or convert your account to a non-interest bearing transaction account.