Earn interest.
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Platinum Checking^

For customers who prefer an interest bearing account.

Interest Earned

  • 0.00% APY* on balances below $1,000.00
  • 0.20% APY* on balances equal to or greater than $1,000.00 but less than $10,000.00
  • 1.00% APY* on balances equal to or greater than $10,000.00
Open Account

Free products and services

Online Banking and Bill Pay YES
eStatements YES
Debit/ATM Card YES
Checks Processed Per Month UNLIMITED
Prearranged Overdraft Advance from Savings or Money Market YES


  • $25,000 in aggregate deposit balances or a Wealth Management Relationship

Platinum Checking Fees

Non-qualification $15.00 per month
Unsigned check $10 per check
Overdraft protection line of credit ^ $25 annual
Overdraft protection line of credit advance $6
Non-Nicolet Bank ATM transaction Non-Nicolet ATM transactions may incur a fee from the owner of the ATM, of which Nicolet will reimburse up to $7.50 per statement cycle.  You will not incur an ATM transaction fee if you use an ATM that is owned by Nicolet.
Debit/ATM card replacement $5
Check prices Ask your banker for details

Click here to view the Platinum Checking Terms and Conditions

Rates last updated on 07/24/2023. Rates are subject to change without notice.

*Annual Percentage Yield

^Subject to Credit Approval

The Platinum Checking is a variable rate account. Interest is compounded monthly. We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Interest will be credited to your account every month. Fees will reduce earnings. Your Annual Percentage Yield (APY) may change after your account is opened at our discretion. Disclosed APY assumes that all interest earned remains on deposit. Withdrawals of interest will reduce APY.

Interest Rate: You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items such as checks.