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Personal Banking / Savings Accounts / Junior Savings
It's never too early to start saving.

Junior Savings^

Teaching kids to save money is the first step to a healthy financial future. With our youth savings account, minors learn that saving money can be fun. The Junior Savings account is the perfect tool to help get in the habit of saving at an early age.

Balance Interest Rate APY*
$50-$999.99 1.000% 1.00%
$1,000 and above 1.190% 1.20%

Qualifications

  • Available to ages 0 - 21
  • Minimum $50 to open
  • $5 monthly service charge if available balance falls below $50
  • If under 18 years of age you will need an adult joint owner on the account
Family exploring savings accounts from Nicolet Bank
Junior Savings Account

Free Products and Services

  • Unlimited Deposits and Transfers into the Account
  • Free online banking
  • Earn competitive interest on entire balance
  • Direct Deposit

Connect With Us

Click here to view the Junior Savings Terms and Conditions

Rates last updated on 04/23/2025. Rates are subject to change without notice.

* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit.  Fees could reduce earnings and APY. Interest is compounded quarterly. Interest is credited to your account quarterly.  We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.

^ Subject to Credit Approval