For customers who prefer to earn cash back on checking and savings.
For customers who prefer to earn 3% cash back on all debit card purchases up to $300 if qualifications are met.
Month | Qualification Dates |
December | 11/30/2022-12/29/2022 |
January | 12/30/2022-1/30/2023 |
February | 1/31/2023-2/27/2023 |
March | 2/28/2023-3/30/2023 |
April | 3/31/2023-4/27/2023 |
May | 4/28/2023-5/30/2023 |
June | 5/31/2023-6/29/2023 |
July | 6/30/2023-7/28/2023 |
August | 7/29/2023-8/30/2023 |
September | 8/31/2023-9/28/2023 |
October | 9/29/2023-10/30/2023 |
November | 10/31/2023-11/29/2023 |
December | 11/30/2023/12/28/2023 |
Check processing | $0 |
Unsigned check | $10 per check |
Overdraft protection line of credit ^ | $25 annual |
Overdraft advance | $6 |
Non-Nicolet Bank ATM transaction | $0 |
Check prices | Ask your banker for details |
For customers who want to earn 3.50% APY* on balances up to $15,000 if qualifications are met.
When qualifications are met on your Real Cash Back Checking account during a Monthly Qualification Cycle**:
Click here to view the Real Cash Back Checking Disclosure
Click here to view the Real Cash Back Savings Disclosure
Real Cash Back Savings rates updated 07/24/2023. Rates are subject to change without notice.
*Your stated APY(Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees may reduce earnings and APY. Withdrawals of interest earned will reduce earnings and APY. Interest is compounded monthly. Interest is credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.
**Each qualification cycle begins on the last business day of the month and ends on the second to last business day of the following month.
For a complete calendar of qualification cycles view calendar above.
^Subject To Credit Approval