An account for your financial lifestyle.
Find Your Checking Account
From basic to high-interest, we have a checking account to meet your needs.
Earn More
We currently have thousands of customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.
APPLY NOW
For customers who want to earn a great interest rate.
- Earn 3% APY* each month on balances up to $10,000
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
For customers who prefer to earn cash back.
- Earn up to $108 every year!
- No monthly service fee or minimum balance
- Free Mobile Banking & Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
For customers who want a basic checking account without a monthly maintenance fee.
- Free Mobile Banking and Mobile Deposits
- Access to 30,000 fee-free ATMs nationwide
- $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance
An interest bearing account for high net-worth customers.
- Interest-bearing checking account
- Free Mobile Banking & Mobile Deposit
- Access to 30,000 fee-free ATMs nationwide

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Compare Checking Accounts
Compare Checking Accounts
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Platinum Checking |
Real Cash Back Checking |
Real Rewards Checking |
Value Checking |
Interest Earned
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0.01% APY* ($10,000) |
3% up to $300 |
3.00% APY* up to $10,000 |
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Online Banking and Bill Pay
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eStatements
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Debit/ATM Card
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Checks Processed per Month
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Unlimited |
Unlimited |
Unlimited |
Unlimited |
Direct Deposit
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Overdraft Advance
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Overdraft Protection
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Minimum Balance To Avoid Service Charge
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$25,000 aggregate deposit balance -or- wealth relationship with Nicolet National Bank |
$0 |
$0 |
$0 |
Paper Statement Monthly Charge
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$0 |
$0 |
$0 |
$4 |
Non-Nicolet ATM Surcharge
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$7.50 per month ATM fee reimbursement per card |
$0 |
$0 |
4 free per cycle, $1.50 each after |