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An account for your financial lifestyle.
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We currently have thousands of customers who have the opportunity to earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.
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Find Your Checking Account
From basic to high-interest, we have a checking account to meet your needs.
Checking For customers who want to earn a great interest rate.
Earn 3.00% APY* each month on balances up to $15,000 No monthly service fee or minimum balance Free Mobile Banking & Mobile Deposits Access to 30,000 fee-free ATMs nationwide For customers who prefer to earn cash back.
Earn up to $108 every year! No monthly service fee or minimum balance Free Mobile Banking & Mobile Deposits Access to 30,000 fee-free ATMs nationwide For customers who prefer a simple checking account without a monthly maintenance fee.
Free Mobile Banking and Mobile Deposits Access to 30,000 fee-free ATMs nationwide $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance For customers who prefer an interest bearing account.
Interest-bearing checking account Free Mobile Banking & Mobile Deposit Access to 30,000 fee-free ATMs nationwide For students between the ages of 15 and 25 who prefer a simple checking account.
No monthly service fees No monthly minimum balance Includes free online banking, free electronic bill pay, and 5 free non-Nicolet ATM Transactions per billing cycle Checking + Savings For customers who prefer to earn great checking and savings interest rates.
Checking at earns 3.00% APY* each month on balances up to $15,000 No monthly service fee or minimum balance Free Mobile Banking & Mobile Deposits Access to 30,000 fee-free ATMs nationwide Our best savings rate For customers who prefer to earn great checking and savings interest rates.
Checking at earns 3.00% APY* each month on balances up to $15,000 No monthly service fee or minimum balance Free Mobile Banking & Mobile Deposits Access to 30,000 fee-free ATMs nationwide Our best savings rate For customers who prefer to earn cash back on checking and savings.
Checking that earns up to $108 every year! No monthly service fee or minimum balance Free Mobile Banking & Mobile Deposits Access to 30,000 fee-free ATMs nationwide Our best savings rate
Compare Checking Accounts
Compare Checking Accounts
Real Rewards Checking
Real Cash Back Checking
Platinum Checking
Value Checking
Interest Earned
3.00% APY* up to $15,000
3% up to $300
0.75% APY* ($10,000)
Online Banking and Bill Pay
eStatements
Debit/ATM Card
Checks Processed per Month
Unlimited
Unlimited
Unlimited
Unlimited
Direct Deposit
Overdraft Advance
Overdraft Protection
Minimum Balance To Avoid Service Charge
$0
$0
$25,000 aggregate deposit balance -or- wealth relationship with Nicolet National Bank
$0
Paper Statement Monthly Charge
$0
$0
$0
$4
Non-Nicolet ATM Surcharge
$0
$0
$7.50 per month ATM fee reimbursement per card
4 free per cycle, $1.50 each after
* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees could reduce earnings and APY.
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