You found the perfect home. Let us roll out the welcome mat.

Meet Our Lenders

Expert guidance throughout Wisconsin and Michigan.

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Purchase Mortgage Rates

View today's home purchase mortgage rates.

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Refinance Mortgage Rates

View current refinancing mortgage rates.

Mortgage Calculator

Mortgage Calculator

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Home Lending Solutions

We understand that purchasing or refinancing your home is one of the most important financial decisions you will make. Our local lending team is committed to personal guidance and service, and performs beyond just the online application.


Get pre-approved and shop with confidence.

  • Know how much you can borrow, and what programs you qualify for to make home shopping easier
  • Apply in person with our lending team or apply online now
  • Construction loan options

Home Refinance

Could today's rates save you money on your current mortgage? Have a conversation with our home loan experts to see if the time is right for you.

  • Keep your term and reduce your monthly payments
  • Keep your monthly payments and reduce your term

Construction Loan

Work with our experienced team of lenders to make your dream home come to life.

  • One-step construction loan
  • Local decision-making and servicing
  • Local title company partnerships
  • Local appraisers


Whether you're buying your first home or searching for an investment property, we have a solution for you.

  • First-time homebuyer and down payment assistance programs including 100% financing and no down payment options
  • Government sponsored mortgages including WHEDA, VA, USDA Rural Development loans
  • Jumbo loans, fixed-rate investment properties, vacant land loans, and plenty more

Home Equity Line of Credit

You've worked hard to build equity into your home. Now let the equity in your home work for you.

  • Great rates
  • Use for home renovations, college tuition, weddings, consolidating debt, and many other types of significant expenses
  • May also be tax deductible. Consult your tax preparer.

High Interest Checking from Nicolet Bank

Earn 3.00% Annual Percentage Yield (APY) with Real Rewards checking.


Technology and People

Combination of technology and people at Nicolet National Bank results in the best mortgage application process.


Learn MoreStart Online

Blog Article

3 Things Homebuyers Must Know Before Getting a Mortgage

Are you confused about mortgages? Well, you are not alone, mortgage loans can be confusing, especially for first-time homebuyers. Here are three important questions to answer that will help make your mortgage experience go smoothly.
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