Value Checking^
For customers who prefer a simple checking account without a monthly maintenance fee.
Free products and services
Qualifications
- Not Applicable
2025 Value Checking Accounts Qualification Cycle
Print Page| Month | Qualification Dates |
|---|---|
| January | 12/31/2024 - 1/30/2025 |
| February | 1/31/2025 - 2/27/2025 |
| March* | 2/28/2025 - 3/28/2025 |
| April | 3/29/2025 - 4/29/2025 |
| May | 4/30/2025 - 5/29/2025 |
| June* | 5/30/2025 - 6/27/2025 |
| July | 6/28/2025 - 7/30/2025 |
| August | 7/31/2025 - 8/28/2025 |
| September | 8/29/2025 - 9/29/2025 |
| October | 9/30/2025 - 10/30/2025 |
| November* | 10/31/2025 - 11/26/2025 |
| December | 11/27/2025 - 12/30/2025 |
| January 2026 | 12/31/2025 - 1/29/2026 |
*As a reminder, debit card transactions need to be posted AND cleared to count for the monthly total. Transactions do not post on weekends. Please keep this in mind during these months that end on or around a weekend.
See below for a more detailed explanation.
Qualification cycles begin on the last business day of the month and end on the second to last business day of the following month. Qualified transactions completed on Saturdays, Sundays, or Federal holidays would be posted on the following business day.
Examples in 2025: Debit transactions on March 29 or 30 will post on Monday, March 31 and be included in the April qualification cycle. Transactions completed on Thanksgiving, November 27 will post on Friday, November 28 and be included in the December qualification cycle.
Value Checking Fees
| Paper Statements | $4 per month |
| You can avoid the paper statement monthly fee by | Enrolling in eStatements or maintain a balance of at least $2,500 in your account each day, or Every time you use your debit card to make a purchase the monthly service is reduced by $.20 |
| Unsigned Check | $10 per check |
| Overdraft Protection Line of Credit ^ | $25 annual |
| Overdraft Protection Line of Credit Advance | $6 |
| Non-Nicolet Bank ATM transaction | $1.50 per non-Nicolet ATM. Nicolet Bank will not charge for the first 4 in each statement cycle. Owner of ATM may still charge a fee |
| Debit/ ATM card replacement | $5 |
| Check prices | Ask your banker for details |
Click here to view the Value Checking Terms and Conditions
^ Subject to Credit Approval
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