|Fixed Rate Loan||Nicolet's Rate||APR|
|15 Year Fixed (Conforming)||2.375%||2.553%|
|30 Year Fixed (Conforming)||2.875%||2.973%|
Rates last updated on 11/25/2020. Rates are subject to change without notice.
Purchase: Obtaining a mortgage to purchase a home.
Refinance: Refinance of an existing mortgage.
Rates are subject to change without notice. Mortgage Assumptions: 15 and 30 Year Fixed Rate Agency Conforming Mortgage Pricing is based upon our published Interest Rate on a 15 or 30 year fixed rate term conforming mortgage loan. Rate and Annual Percentage Rate (APR) posted assume the loan is for an owner-occupied, single family, one-unit purchase transaction with a loan amount of $200,000, at 80% LTV with a FICO Credit Score of 740 on a 60 day lock with escrows, delivered to Fannie Mae. Monthly payment examples assume a loan amount of $200,000. The disclosedAPR includes origination fees and other finance charges. The APR’s disclosed above assume closing costs of $2,000. Your actual closing costs may vary based on your individual transaction. If your down payment is less than 20%, you may be required to obtain Private Mortgage Insurance (“PMI”) and to escrow for property taxes and insurance. The payment examples shown above do not include PMI premiums, property tax escrow amounts or other insurance premium amounts, which will increase your monthly payment obligation. Equal Housing Lender.