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Student Checking^

A non interest earning account with no monthly service fees and no monthly minimum balance for customers between the ages of 15 and 25.

Interest Earned

  • No interest earned.
  • UChoose Rewards Program: Earn 250 UChoose Rewards points at account opening; earn 1 point for each $1.00 spent on signature-based debit card purchases; earn 1 point for each $2.00 spent on PIN-based debit card purchases. UChoose Rewards points expire after 36 months. To participate in the UChooseRewards Program and earn rewards points, go to uchooserewards.com and register your debit card.
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Free Products and Services

Debit Card Transactions UNLIMITED
Online banking and bill pay YES
Mobile banking YES
eStatements* YES
Debit/ATM Card YES
ATM transactions If you use an ATM that is owned by Nicolet FREE
Non-Nicolet ATM transactions per statement cycle** 5 FREE
Checks processed free each statement cycle 5
Prearranged Overdraft Advance from Savings or Money Market YES


  • For ages 15 to 25
  • An adult co-signer is required on accounts opened for minors (under 18 years old).
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Student Checking Fees

Check processing $ 0.50 fee per check processed over the 5 free per statement cycle.
Unsigned check $10 per check
Check prices Ask your banker for details

Click here to view the Student Checking Terms and Conditions 

*Paper Statements: There is a $5.00 fee per month to receive paper statements. To avoid the fee, you will need to create an online banking user ID and password, and enroll in electronic statements. After you enroll in electronic statements, you will receive your account statements electronically.

**Nicolet National Bank (Nicolet) will not charge a fee for the first 5 ATM transactions per statement cycle processed through an ATM that is not owned by Nicolet. The owner of the ATM may charge a fee for these transactions, of which Nicolet will reimburse up to $5.00 per statement cycle. Nicolet will charge $1.00 per transaction for each non-Nicolet ATM transaction after the 5 free transactions per statement cycle, in addition to the fee the owner of the ATM may charge.

^Subject To Credit Approval