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Holiday Fraud Awareness
Remain vigilant about fraud scams this holiday season.

Holiday Fraud Awareness

The holiday season is a busy time for family and friends, and it is also a time when scammers are more active.  Here are a few tips to heighten your awareness of potential fraud scams:

  • When in doubt – PAUSE! Fraudsters want you to feel rushed and panicked so you don’t take the time to think and question them. No legitimate company will pressure you into action if you feel uncomfortable. In these cases, end the conversation, call a trusted friend, family member or your banker for advice. It’s okay to Pause.
  • Double-check when someone calls and claims to be from a company that usually doesn’t call you. Fraudsters have figured out how to use available technology to look like they are calling from a company that you probably know. If you feel pressured to make a decision, or if something doesn’t sound right, end the conversation. Pause, then call back using a publicly available phone number, never the number they give you. 
  • Never share personal information, such as account numbers, PINs, or passwords. Nicolet Bank would never ask you for this information.
  • Avoid risky payment methods. If someone asks you to pay with gift cards, wire transfers, payment apps, or cryptocurrency, end the conversation. These payment methods are usually red flags for scams.
  • Place a note on your refrigerator with the word “Pause” on it. Use this as a visual reminder to slow down and think before you act.
typing on keyboard

Avoid Being Scammed

  • Think before you click
    Don’t open suspicious links in emails or texts.
  • Verify before you buy or donate
    Check websites, charities, and offers.
  • Protect your information
    Never share financial or personal details via text, phone, or email.
  • Monitor your accounts
    Review transactions regularly and set up alerts.
  • Trust your instincts
    If it feels off, it probably is.
hand holidng phone

Trending Holiday Scams to Avoid

  • Holiday trips/rentals
    Scammers can clone a website to advertise great deals on your travel plans. Make sure you are booking with a trusted source.
  • Social media fake ads
    Scammers will use flashy ads with great deals to catch your attention. Verify sellers before you buy.
man typing on laptop

Steps for Shopping and Giving Online

  • Do your homework
    Search for seller reviews and complaints before purchasing.
  • Read the fine print
    Understand price, other charges, refund policy, and return fee.
  • Use your credit card
    They offer better protection and dispute options.
  • Avoid risky payment methods
    Don't pay with gift cards, wire transfers, payment apps, or cryptocurrency. These are red flags for scams.

Helping You Stay Informed

If you have any questions, please get in touch with your local branch or call our call center at:

1-800-369-0226