Nicolet National Bank

Real Rewards Checking

For customers who want to earn a great interest rate.

• Earn 3.00% Annual Percentage Yield each month on balances up to $25,000
• No monthly service fee or minimum balance
• Free Mobile Banking & Mobile Deposits
• Access to 30,000 fee-free ATMs nationwide

Real Cash Back Checking

For customers who prefer to earn cash back.

• Earn up to $108 every year!
• No monthly service fee or minimum balance
• Free Mobile Banking & Mobile Deposits
• Access to 30,000 fee-free ATMs nationwide

Value Checking

For customers who want a simple checking account without a monthly maintenance fee.

• Free Mobile Banking and Mobile Deposits
• Access to 30,000 fee-free ATMs nationwide
• $4 monthly service fee waived if enrolled in electronic statements, maintain $2,500 daily balance

Platinum Checking

An interest bearing account for high net-worth customers.

• Interest-bearing checking account
• Free Mobile Banking & Mobile Deposit
• Access to 30,000 fee-free ATMs nationwide

Student Checking

For students between the ages of 15 and 25 who prefer a simple checking account.

• No monthly service fees
• No monthly minimum balance
• Includes free online banking, free electronic bill pay, and 5 free non-Nicolet ATM Transactions per billing cycle

Personal Savings

Enjoy the ease and flexibility of a standard savings account.

• $100 minimum deposit to open
• $5 monthly service charge if available balance falls below $100
• Unlimited deposits and transfers into the account
• Earn competitive interest on entire balance

Junior Savings

Start them on the right financial path with our Junior Savings account.

• For ages 0-20
• $50 minimum deposit to open
• $5 monthly service charge if available balance falls below $50
• Number of withdrawals allowed per month
• Free online banking

Individual Retirement Account (IRA)

Launch your retirement savings here.

• $100 minimum deposit to open
• Unlimited additional deposits
• Traditional IRA - No income limits to open
• Roth IRA - Income limits to open

Health Savings Account (HSA)

• $100 minimum deposit to open
• $5 monthly fee for paper statements
• Optional Debit card

Pre-Approval

Get pre-approved and shop with confidence.

• Know how much you can borrow, and what programs you qualify for to make home shopping easier
• Apply in person with our lending team or apply online now
• Construction loan options

Home Refinance

Could today's rates save you money on your current mortgage? Have a conversation with our home loan experts to see if the time is right for you.

• Keep your term and reduce your monthly payments
• Keep your monthly payments and reduce your term

Purchase

Whether you're buying your first home or searching for an investment property, we have a solution for you.

• First-time homebuyer and down payment assistance programs including 100% financing and no down payment options
• Government sponsored mortgages including WHEDA, VA, USDA Rural Development loans
• Jumbo loans, fixed-rate investment properties, vacant land loans, and plenty more

Home Equity Line of Credit

You've worked hard to build equity into your home. Now let the equity in your home work for you.

• Great rates
• Use for home renovations, college tuition, weddings, consolidating debt, and many other types of significant expenses
• May also be tax deductible. Consult your tax preparer.