Financial Success Archives

June 26, 2020 – Kristy Maney and Adam Longlais joined the Webinar Seriers for a conversation: What is in the $1 trillion Infrastructure Plan and who will benefit most What is Financial Wellness How to incorporate risk management into your financial plan How to structure your debt and cash How to coordinate all aspects …

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Nicolet High Interest Checking Account

Financial Success

October 10, 2018January 21, 2019

In 2011, Nicolet Bank delivered a high interest checking account to our customers. This was at a time when most large banks were adding monthly maintenance fees to their checking accounts. As usual, it was a smart move for us to zig, when others zagged. We currently have thousands of customers who have the opportunity …

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Nicolet National Bank’s Personal Bankers Focus on Customer Needs

Financial Success

January 10, 2018April 25, 2019

Simplifying Processes Gives Nicolet Bank a Hometown Feel Nicolet National Bank’s personal bankers provide the link between good, old-fashioned hometown banking and the array of products and technological services available in today’s financial world. It is this focus on individualized service that creates long-lasting relationships between personal bankers and their customers. “We believe exceptional customer …

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How To Ensure A Good Credit Score

Financial Success

July 8, 2015April 26, 2019

First, let’s understand how your credit score is determined. Your credit score is broken down into five categories weighted accordingly… Payment history = 35%… Total Amount Owed = 30%… Length of Credit History = 15%… New Credit = 10%… Type of Credit in use = 10%. MAKE YOUR PAYMENTS ON TIME! This is the most …

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2015 Investment Strategy Outlook

Economic Commentary

January 5, 2015April 26, 2019

The latest Investment Strategy Commentary from our partners at Northern Trust focuses on the 2015 outlook. 2015 Outlook

It’s All Greek To Me

Financial Success

December 7, 2011April 26, 2019

When you owe the bank a little, they own you. When you owe the bank a lot, you own them. Every seasoned lender knows the borrower holds the power when both parties understand the bank cannot afford the borrower’s failure. The loan documents still read as if the bank holds the cards, but the Musky …

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Unemployment, Real Estate and Banking

Financial Success

November 30, 2011April 26, 2019

I would rather be hated for what I think than loved for what I do not. I have particularly sought to put this slightly modified maxim into action in recent years. The public is so confused and edgy, that I recently managed to anger people on the right and the left by comments I offered …

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The Meaning of Private and Public Debt

Financial Success

March 2, 2010April 26, 2019

CNN ran a hard hitting series last week on “Broken Government.” Since advertising funds broadcast content it is a good window into the mind of the audience. In this case, it was free credit reports, sleep aids and retirement plans. People are clearly having trouble sleeping. They are worried about their credit scores and their …

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Update to 2010 Roth IRA Conversions

Financial Success

September 30, 2009April 29, 2019

UPDATE: As Chairman of the Wisconsin Bankers Association (WBA) Trust Section Board, I find it unacceptable on behalf of our customers that the state of Wisconsin has not adopted the 2010 federal law amendment allowing any IRA owner to convert his or her Traditional IRA to a Roth IRA regardless of income level. I’m afraid …

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