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Non-deposit products: Are not FDIC insured; Are not deposits; May lose value.
Wealth Management / Meet our Team / Seth Larreau
We would never recommend investments that we wouldn't use ourselves
Seth Larreau Stillwater, MN Email Seth

Seth Larreau VP Financial Advisor

As a Certified Financial Planner ® practitioner with over 20 years of experience in Wealth Management and Finance, Seth is dedicated to assisting individuals, families, business owners, nonprofits, and corporations in navigating the complexities of wealth management. He provides personalized strategies and solutions tailored to meet the unique financial goals of each client. Since joining MidwestOne Bank in 2025, Seth has honed his expertise in comprehensive financial planning, investment strategies, and retirement planning. He is passionate about empowering his clients with the knowledge and tools needed to achieve their financial objectives. Seth works closely with business owners, providing strategic financial consulting that supports growth and sustainability. His insights into estate planning and tax strategies are invaluable to individuals and families seeking to optimize their financial health. Seth's commitment to excellence and continuous learning ensures that his clients receive the most current and effective advice. Originally from Wyoming, Seth developed a love for the outdoors, which he continues to enjoy in Minnesota, where he has lived for over two decades. Residing in Blaine with his wife and two sons, Seth cherishes the opportunity to explore the natural beauty of the region.

Investment and insurance products are subject to risks, including possible loss of principal, and are:
• NOT FDIC insured  • NOT insured by any federal government agency
• NEITHER deposits or other obligations of, NOR guaranteed by, Nicolet National Bank or any of its affiliates.

Nicolet Advisory Services, LLC, is an investment adviser, registered with the U.S. Securities and Exchange Commission, and an affiliate of Nicolet National Bank.

Advisory services offered through Nicolet Advisory Services, LLC, a Registered Investment Advisor. Securities and insurance products offered through Private Client Services ("PCS"), member FINRA/SIPC. PCS is not affiliated with Nicolet National Bank, Nicolet Wealth Management or Nicolet Advisory Services.

Trust and retirement plan level services offered through Nicolet National Bank, a national bank with trust powers.

Past market activity is not indicative of future results, and changes in any assumptions may have a material effect on projected outcomes. Investing in securities entails risk, and the potential for losing money always exists when investing in securities. Asset allocation, rebalancing, and asset diversification will not ensure account protection in a declining market, and cannot be relied upon to enhance gains in a rising market.

Neither Nicolet Advisory Services nor its affiliates offer tax or legal advice. Investors should consult with their legal and tax professionals before making investment decisions.