Non-deposit products: Are not FDIC insured; Are not deposits; May lose value.
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Robert Skinner, CFA® VP Portfolio Manager

Robert Skinner is a VP Portfolio Manager with Nicolet Wealth Management. He has nearly 20 years of experience in the investment industry, including portfolio management, investment strategy, product development, and risk management. Before joining Nicolet, Rob worked at Nuveen in Chicago where he was responsible for the investment oversight of taxable fixed income and multi-asset strategies. Prior to that, Rob was on the relationship management team at Northern Trust where he worked with clients to understand their financial objectives to construct customized investment portfolios. Drawing from his diverse background, he brings a unique perspective to his current role as a portfolio manager. He specializes in managing multi-asset portfolios for high-net-worth individuals and institutional clients, leveraging his expertise to deliver tailored investment solutions. Rob serves as a member of the Nicolet Wealth Management Investment Committee, which establishes investment strategies across asset classes. He earned a Bachelor of Science in Finance from the University of Kansas and is a CFA® Charterholder.

Rob and his wife, Ashley, enjoy spending time with their two boys, Ethan and Patrick. They live an active lifestyle and enjoy travel, golf, and outdoor activities

Investment and insurance products are subject to risks, including possible loss of principal, and are:
• NOT FDIC insured  • NOT insured by any federal government agency
• NEITHER deposits or other obligations of, NOR guaranteed by, Nicolet National Bank or any of its affiliates.

Nicolet Advisory Services, LLC, is an investment adviser, registered with the U.S. Securities and Exchange Commission, and an affiliate of Nicolet National Bank.

Advisory services offered through Nicolet Advisory Services, LLC, a Registered Investment Advisor. Securities and insurance products offered through Private Client Services ("PCS"), member FINRA/SIPC. PCS is not affiliated with Nicolet National Bank, Nicolet Wealth Management or Nicolet Advisory Services.

Trust and retirement plan level services offered through Nicolet National Bank, a national bank with trust powers.

Past market activity is not indicative of future results, and changes in any assumptions may have a material effect on projected outcomes. Investing in securities entails risk, and the potential for losing money always exists when investing in securities. Asset allocation, rebalancing, and asset diversification will not ensure account protection in a declining market, and cannot be relied upon to enhance gains in a rising market.

Neither Nicolet Advisory Services nor its affiliates offer tax or legal advice. Investors should consult with their legal and tax professionals before making investment decisions.