Can I continue to use my former bank's routing number?
Important Update for Routing Number Retirements for our Personal Customers
Business customers: Learn more
Nicolet National Bank will be retiring the following former bank routing numbers in 2024 and 2025. If you are using a former bank’s routing number on direct deposits, automatic payments or paper checks, those items will need to be updated to Nicolet Bank’s Routing Number 075917937.
After these retirement dates, the payments, deposits or checks cannot be processed with the retired routing number:
| Bank | Routing Number | Year Acquired | Retirement Date |
| Choice Bank | 075918075 | 2019 | April 19, 2024 |
| First National Bank of Niagara | 075909589 | 2016 | May 6, 2024 |
| Peninsula Bank | 091101316 | 2014 | May 6, 2024 |
| The First National Bank of Eagle River | 091505093 | 2016 | May 13, 2024 |
| First Federal of Northern Michigan | 272471085 | 2018 | May 13, 2024 |
| Bank of Alpena | 072414051 | 2018 | May 13, 2024 |
| Lincoln Community Bank | 091501411 | 2018 | May 20, 2024 |
| Advantage Community Bank | 075905059 | 2020 | June 3, 2024 |
| Baylake Bank | 075902104 | 2016 | October 7, 2024 |
| mBank | 091102807 | 2021 | November 4, 2024 |
| Investors Community Bank | 075912864 | 2021 | February 10, 2025 |
| Charter Bank | 091812430 | 2022 | April 28, 2025 |
If you have outdated checks, it’s time to order new with the Nicolet National Bank Routing Number, to prevent delays in your payments being processed. Your account number is not affected and will not change.
Routing numbers are also used in ACH payments and deposits. ACH stands for Automated Clearing House, which is a network that coordinates electronic payments and automated money transfers. Routing Numbers are a nine-digit code that’s based on the bank location where your account was opened. When banks merge, routing numbers are kept on the system to help the customer transition.
What do I need to do now to prepare for this change?
Revise the routing number on direct deposits, automatic payments or paper checks. Update auto payments you have set up to pay bills like utilities, subscriptions, or annual tax payments. This also affects incoming ACH or tax refunds.
Please talk to a banker to order new checks, or reorder online at www.nicoletbank.com.
Why is Nicolet Bank retiring these routing numbers?
At acquisition, Nicolet National Bank does not retire routing numbers out of convenience for our new customers. We understand a banking change can be stressful, and we like to ensure checks, deposits, and payments continue to post seamlessly at acquisition and retire after the customer has had more time to update and transition.
Who can I contact if I have questions about these changes?
Please stop by your local branch, call your local banker or 800-369-0226, or email us at [email protected] for assistance in updating this information.