2025 Holiday Processing Timeframes
Happy Holidays from Your Nicolet National Bank - Business Banking Team!
Thank you for your continued trust and partnership throughout 2025. It’s been our pleasure to support your business. We look forward to serving you in 2026!
To help plan, please review our holiday hours and processing deadlines.
- Wednesday, December 24 – Christmas Eve: The bank will close at 12:00 PM CST. Please note the following early processing deadlines.
| Service | 12/24/2025 Processing Deadline |
| Positive Pay Exception Decisions | 10:00am CST (2 hours earlier than usual) |
| ACH Manager - Same Day Files | 10:00am CST |
| Wire Transfers - Same Day Processing | 11:00am CST |
| Business Remote Deposit | 5:00pm CST |
| Business Mobile Deposit | 12:00pm CST |
| Lockbox Processing | Complete as much as possible prior to 12:00pm CST |
- Thursday, December 25 - Christmas Day: Bank and Federal Reserve closed.
- Wednesday, December 31 – New Year’s Eve: Bank and Federal Reserve open with normal hours.
- Thursday, January 1 – New Year’s Day: Bank and Federal Reserve closed.
Please note: December 25 and January 1 are non-processing days for ACH and Wire Transfers. Any files dated for either day will be processed on the next business day (Friday in both cases).
Positive Pay Reminder
We understand the Holidays are busy and you may be away enjoying time with friends and family. Please remember that Positive Pay exceptions can still occur on business days not listed above and ensure a team member is available to decision exception items by 12:00 PM CST.
Need Assistance?
- Treasury Management Clients
[email protected] or 855-451-4793
- Small Business Clients
[email protected] or 855-451-4792
Thank you again for your continued business. We wish you and your team a joyful holiday season!
Warm regards,
Nicolet National Bank - Business Banking Team