Effective Date: August 30, 2018
Minimum $100 to open.
$5 monthly service charge if available balance falls below $100.
|$5,000 and above||0.25%||0.25%|
Ages 0-20, minimum $50 to open.
$5 monthly service charge if available balance falls below $50.
|$1,000 and above||0.50%||0.50%|
|$2.500 and above||0.25%||0.25%|
Minimum $100 to open; $10 set-up fee.
$5 monthly fee for paper statements.
|$10,000 and above||0.50%||0.50%|
Stated APY is variable and may change after you open your account. Your APY may change at any time at the discretion of Nicolet National Bank. Fees could reduce earnings and APY.
Interest on your account will be compounded every quarter. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day. Interest will be credited to your account each quarter.
Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, computer, telephone transfer or check are limited to a combined total of 6 per month. An excessive transaction fee of $10 will be charged for each transaction in excess of the limit, in addition to any other transaction fees. If you exceed the monthly transaction limitations more than 2 times in a 12-month period, we are required by law to either close your account or convert your account to a non-interest bearing transaction account.