Effective Date: July 26, 2018
Minimum $1,000 to open.
$10 monthly service charge if available balance falls below $1,000.
|$5,000 and above||0.35%||0.35%|
Minimum $10,000 to open.
$10 monthly service charge if available balance falls below $10,000.
|$1,000,000 and Above||0.85%||0.85%|
Relationship is defined as Direct Deposit Checking.
* Your stated APY (Annual Percentage Yield) is variable and may change at any time at the discretion of Nicolet National Bank. The disclosed APY assumes that interest will remain on deposit. Fees could reduce earnings and APY.
Interest is compounded monthly. Interest is credited to your account monthly. We use the daily balance method to calculate the interest earned on your account. The daily balance method applies a daily periodic rate to the account balance each day.
Transaction limitations: Transfers to another account or to third parties by preauthorized, automatic, computer, telephone transfer or check are limited to a combined total of 6 per month. An excessive transaction fee of $10 will be charged for each transaction in excess of the limit, in addition to any other transaction fees. If you exceed the monthly transaction limitations more than 2 times in a 12-month period, we are required by law to either close your account or convert your account to a non-interest bearing transaction account.