Category Archives: Bob and Mike’s Blog

A Midsummer Night’s Meanderings

I drove each major commercial corridor in the Green Bay metro area this weekend as I attended weddings, birthdays and graduation parties. As we mark the fourth anniversary of the Great Recession, it is reassuring to know that people still graduate, marry and have children. Weddings and children remind me that people do not exist […]

The Meaning of Mayhem in Madison

You might be wondering with the title why I would even attempt to comment on such a volatile situation.  As the CEO of a community bank, we are heavily invested in the wellbeing of our communities.  We help people confront their problems and realize their dreams every day; with loans, professional advice and honest conversations.  […]

Leadership: Is the Next Generation Ready?

In our latest Nicolet Bank Business Pulse study, we looked to compare and contrast the views of current business leaders (current Pulse members) and future leaders (members of Young Professionals groups).  A few of the results that interested me was when we asked current business leaders how much confidence they had in the next generation […]

When Will The Economy Turn?

The better question is “what steps can we take to increase sound economic activity?” Everyone laughs at jokes about economists, yet we still defer to their professional expertise. There is little evidence that economics as a mode of thought has much to say of relevance to us in the current crisis. What prominent economists risked […]

It Takes A Village To Raise A Banker

The kitchen table consensus is that greed caused the ongoing financial crisis. The universality of greed undermines the value, if not the accuracy of this diagnosis. Greed is such a broad term that it almost defies definition. Like all vice, greed is more easily detected in another person than in oneself. Greed observed in another […]

You Win With People

As most of you know, we have agreed to purchase the four Anchor Bank branches in Brown County.  We are trying to assimilate the branches in 73 days.  Pretty aggressive, but doable in our opinion.  As we walk through this transition, I thought it would be interesting to blog a bit about our experiences.  This […]

The Goldman Of Our Dreams

I am frequently asked to comment on the Goldman Sachs controversy and the pending financial reform legislation. The legal discussion about Goldman seems to center on whether Goldman had a conflict of interest. Goldman doesn’t HAVE a conflict of interest. Goldman IS a conflict of interest. They are not unique among major financial institutions. They […]

The Meaning of Private and Public Debt

CNN ran a hard hitting series last week on “Broken Government”.  Since advertising funds broadcast content it is a good window into the mind of the audience.  In this case, it was free credit reports, sleep aids and retirement plans. People are clearly having trouble sleeping. They are worried about their credit scores and their […]

Memo to Republicans

When you sober up from your Scott Brown parties, please listen to the President’s surprisingly clear position on banking and the financial markets. My last blog accused Obama of political cynicism for pretending to get after the Wall Street bankers who heavily supported his election. My prediction was that he would talk tough and maybe […]

President Obama Loves Big Bankers

President Obama called the CEOs of the nation’s twenty largest banks into the White House in early December and directed them to make loans. He also warned them not to resist his plan for financial industry “reform”. Regular readers know that I am a pretty shameless Midwest populist. I have no desire to defend the […]

Fraud

New Ways to Protect your Debit Card from Fraud: Two-Way Text Alerts

Monday, September 24, 2018

Fraud Text Alerts for your Debit Card Nicolet Bank Fraud Center monitors your Debit Card for suspicious transactions. If the system detects a transaction that is unusual for you, a text will be sent to ask you if the purchase is legitimate. Watch How it Works Two-Way Text Alerts If an unusual debit card purchase is [...]

Mortgage

Pre-Approval for Home Loans Helps Buyers Strengthen Their Offer

Tuesday, February 20, 2018

Nicolet Bank Provides Home Loans for Home Purchases and Remodeling The tight housing market in most parts of Wisconsin has created a situation in which the buyer who can move the quickest may end up with the prize. Pre-approval for home loans through Nicolet National Bank is an effective way to position yourself for fast [...]

More

Business Pulse - Cybersecurity has emerged as a major issue for CEOs

Monday, July 27, 2015

CEOs Express Concern about the Cybersecurity of their Business. Read the full report here. Business Pulse – JUNE 2015 EXECUTIVE SUMMARY CYBERSECURITY  

Nicolet Bankshares, Inc. 2nd Quarter 2015 Earnings Release

Tuesday, July 21, 2015

Nicolet Bankshares, Inc. (OTCQB: NCBS) earnings release for 2nd quarter 2015. 2Q15 Earnings Release

How to Ensure a Good Credit Score

Wednesday, July 8, 2015

First, let’s understand how your credit score is determined. Your credit score is broken down into five categories weighted accordingly: Payment history = 35% Total amount owed = 30% Length of credit history = 15% New credit = 10% Type of credit in use = 10% MAKE YOUR PAYMENTS ON TIME. This is the most [...]

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