What We Do – Treasury Management

Accessing Account Information

Nicolet offers two business online banking products.

  1. Business Banking
    Nicolet’s standard online banking solution gives users the ability to view transaction activity in real-time, transfer funds between Nicolet accounts, download electronic account/loan statements, export account activity into many applicable formats such as Comma Separated Value (CSV) or QuickBooks (QBO), and pay bills with Business Bill Pay.
  2. Business Online (Cash Management)
    Nicolet’s full online banking package, Business Online offers all of the functionality of Business Online, with the addition of many valuable features. Business Online allows a business to create custom user profiles for its employees to limit access rights or require supervisor approval, to initiate wire transfers online, to utilize Automated Clearing House (ACH) services for Direct Deposit, external account transfers, vendor payments, and to implement Positive Pay, Nicolet’s check fraud prevention solution.

Accounts Receivable

Expedite your account receivables by utilizing Nicolet’s remote deposit capture program, depositNOW mobile deposit application for smart phones, or the Automated Clearing House (ACH). With next day availability of funds, let Nicolet help your business save time, money, and improve its cash flow.

Accounts Payable

Work with Nicolet’s Cash Management Officers to determine the most efficient and cost effective way to manage vendor and employee payments. Nicolet offers a variety of payment services to expedite the process, including:

  • ACH disbursements through ACH Manager
  • Business Bill Pay
  • Commercial Credit Cards
  • Domestic and International Wire Transfers

Merchant Services

Nicolet has partnered with Elavon Inc. as its merchant services provider. Elavon has been a leader in processing payments for over twenty years by extending powerful payment solutions for all payment types and processing environments. Elavon delivers flexible, secure and innovative solutions while providing value at every point in the relationship.

Fraud Protection

In order to ensure your account is safe from external and internal financial fraud, Nicolet offers a variety of resources for account protection.

  • ACH Positive Pay
  • Check Positive Pay
  • Online Banking User Controls and Payment Monitoring
  • Guardian Analytics

Based on a review of your business account with Nicolet’s Treasury Management Officers, we can work together to determine the right fraud solutions for your needs.

Yield Solutions

Nicolet offers a variety of options for managing excess cash and increasing overall yield while balancing your objectives for safety and liquidity. Nicolet’s Treasury Management Officers will work with you to evaluate your situation and implement the products that best fit your needs, which can include:

  • Nicolet Money Market Accounts
  • Line of Credit Sweeps
  • Zero Balance Accounts

Getting Started

Treasury Management Services, or to schedule a meeting for a deposit analysis with one of our Treasury Management Officers, please contact us at [email protected] or call 920-430-7343