Monthly Archives: April 2015

Use Equity To Consolidate Debt

When you use the equity in your home to consolidate other high interest debts (credit cards, Home Equity Loans, and car loans for example), you can work towards multiple financial goals at the same time. You may be securing this debt at a very low interest rate compared to what you are currently paying (the […]

Questions To Ask Your Mortgage Lender

Does my credit score impact my rate? A higher credit score can help make you eligible for lower interest rates. Mortgage lenders look at scores from all 3 credit reporting agencies – Experian, Equifax, and TransUnion, and most will use the middle score for determining the interest rate. While the credit score is just one […]

Spotlight on Scams: Masquerading

Periodically, we will focus our posts on scams that affect our customers.  The more we know, the better for all of us. Our latest spotlight on scams focuses on masquerading.  This is a wire fraud scam affecting businesses. Masquerading  

When To Refinance A Mortgage – Save Money

Most people look to refinance as a way to save money. However, there is more than one way to look at the cost savings of lowering your interest rate. One way is the initial savings in your monthly payment. Another is to look at savings over the life of your loan. A lot of my […]

Fraud

Scam Alert: MyFitnessPal health and fitness tracking app users are now phishing targets

Tuesday, June 19, 2018

The scam making news this week is a data breach with Under Armour’s health- and fitness-tracking app, MyFitnessPal.  A database with 150 million user names and passwords of the super popular MyFitnessPal app has been hacked. Cyber criminals use this to scare you into clicking on phishing emails and infect your computer with malware or manipulate [...]

Mortgage

Pre-Approval for Home Loans Helps Buyers Strengthen Their Offer

Tuesday, February 20, 2018

Nicolet Bank Provides Home Loans for Home Purchases and Remodeling The tight housing market in most parts of Wisconsin has created a situation in which the buyer who can move the quickest may end up with the prize. Pre-approval for home loans through Nicolet National Bank is an effective way to position yourself for fast [...]

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Business Pulse - Cybersecurity has emerged as a major issue for CEOs

Monday, July 27, 2015

CEOs Express Concern about the Cybersecurity of their Business. Read the full report here. Business Pulse – JUNE 2015 EXECUTIVE SUMMARY CYBERSECURITY  

Nicolet Bankshares, Inc. 2nd Quarter 2015 Earnings Release

Tuesday, July 21, 2015

Nicolet Bankshares, Inc. (OTCQB: NCBS) earnings release for 2nd quarter 2015. 2Q15 Earnings Release

How to Ensure a Good Credit Score

Wednesday, July 8, 2015

First, let’s understand how your credit score is determined. Your credit score is broken down into five categories weighted accordingly: Payment history = 35% Total amount owed = 30% Length of credit history = 15% New credit = 10% Type of credit in use = 10% MAKE YOUR PAYMENTS ON TIME. This is the most [...]

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