Monthly Archives: October 2009

How Low Will “It” Stay … How High Will “It” Go?

John Dykema is President of Circle Packaging Machinery Inc. and Campbell Wrapper Corporation.  John is also a Board Member of Nicolet National Bank. ______________________________________________________________________________________ If you ask bankers or other business people, most people have an opinion of what will happen to the general price level … inflation … over the next several years.  My […]

Banks and Economic Recovery

This is the time of year when most businesses plan for the next calendar year. We just completed a half day board retreat. I will offer you a peek inside our heads in the event it aids your thinking for 2010. In recent weeks we are hearing a fair amount of commentary about the recovery […]

I Agree with Elizabeth Warren?!?!

 If you don’t know, Elizabeth Warren chairs the Congressional Oversight Panel (COP) for the Troubled Asset Relief Program (TARP).  She’s been in the news a lot recently for her comments and opinions on the TARP program, many of them, not very flattering to banking executives.  So why would I agree with her?   If you […]

Is Optimism Warranted?

I see that Business Week has opened a micro website called “The Case for Optimism”. While I am naturally optimistic, I found the site interesting, especially an article about cautious optimism. It was written by the CEO of SAP, who grew up in Europe. One of the things that he mentions is that European governments, […]

Where Are Mortgage Rates Going?

The most popular question people are asking us is where are mortgage rates going and did we hit bottom. Only time will tell, but the Fed has made an announcement last week that could affect rates going forward. They announced their participation in the purchase of Mortgage Backed Securities is ending. The Fed decided to […]

Fraud

Scam Alert: MyFitnessPal health and fitness tracking app users are now phishing targets

Tuesday, April 10, 2018

The scam making news this week is a data breach with Under Armour’s health- and fitness-tracking app, MyFitnessPal.  A database with 150 million user names and passwords of the super popular MyFitnessPal app has been hacked. Cyber criminals use this to scare you into clicking on phishing emails and infect your computer with malware or manipulate [...]

Mortgage

Pre-Approval for Home Loans Helps Buyers Strengthen Their Offer

Tuesday, February 20, 2018

Nicolet Bank Provides Home Loans for Home Purchases and Remodeling The tight housing market in most parts of Wisconsin has created a situation in which the buyer who can move the quickest may end up with the prize. Pre-approval for home loans through Nicolet National Bank is an effective way to position yourself for fast [...]

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Business Pulse - Cybersecurity has emerged as a major issue for CEOs

Monday, July 27, 2015

CEOs Express Concern about the Cybersecurity of their Business. Read the full report here. Business Pulse – JUNE 2015 EXECUTIVE SUMMARY CYBERSECURITY  

Nicolet Bankshares, Inc. 2nd Quarter 2015 Earnings Release

Tuesday, July 21, 2015

Nicolet Bankshares, Inc. (OTCQB: NCBS) earnings release for 2nd quarter 2015. 2Q15 Earnings Release

How to Ensure a Good Credit Score

Wednesday, July 8, 2015

First, let’s understand how your credit score is determined. Your credit score is broken down into five categories weighted accordingly: Payment history = 35% Total amount owed = 30% Length of credit history = 15% New credit = 10% Type of credit in use = 10% MAKE YOUR PAYMENTS ON TIME. This is the most [...]

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