Monthly Archives: February 2009

2009 Business Pulse: Business Looks to New North to Spread the Word

The New North region is well recognized within its own boundaries, but a majority of local business leaders believe the time is right to spread the word about the region to other areas, according to results of The Business Pulse, a survey of chief executive officers and other leaders in Northeast Wisconsin. The survey is […]

No Money Down….Not a good deal!

I’ve never been a fan of the “no money down” or even “low money down” concept for home purchases.  The ZERO (or little) down programs most often result in higher rates and higher fees.  The fees will more than likely be added to the mortgage.  This, in turn, makes it nearly impossible to gain any […]

In the News: Nicolet Bank Puts Bailout Money Back in Community

A local bank is drawing national attention for doing what government leaders want banks to do with its taxpayer bailout money — lend money to home buyers and small businesses. At the end of last year when the $700 billion Troubled Assets Relief Program — or TARP — became available for the troubled financial sector, […]

What’s Up With Mortgage Fees & Points?

Consumers have gotten used to refinancing their mortgage with little to no costs over the past 10 years.   This is about to change!  The problem was simple; business only works when it’s a win-win situation for everyone included.  This has not been the case in the mortgage industry.   The consumer refinances to a lower rate […]

Fraud

Scam Alert: MyFitnessPal health and fitness tracking app users are now phishing targets

Tuesday, June 19, 2018

The scam making news this week is a data breach with Under Armour’s health- and fitness-tracking app, MyFitnessPal.  A database with 150 million user names and passwords of the super popular MyFitnessPal app has been hacked. Cyber criminals use this to scare you into clicking on phishing emails and infect your computer with malware or manipulate [...]

Mortgage

Pre-Approval for Home Loans Helps Buyers Strengthen Their Offer

Tuesday, February 20, 2018

Nicolet Bank Provides Home Loans for Home Purchases and Remodeling The tight housing market in most parts of Wisconsin has created a situation in which the buyer who can move the quickest may end up with the prize. Pre-approval for home loans through Nicolet National Bank is an effective way to position yourself for fast [...]

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Business Pulse - Cybersecurity has emerged as a major issue for CEOs

Monday, July 27, 2015

CEOs Express Concern about the Cybersecurity of their Business. Read the full report here. Business Pulse – JUNE 2015 EXECUTIVE SUMMARY CYBERSECURITY  

Nicolet Bankshares, Inc. 2nd Quarter 2015 Earnings Release

Tuesday, July 21, 2015

Nicolet Bankshares, Inc. (OTCQB: NCBS) earnings release for 2nd quarter 2015. 2Q15 Earnings Release

How to Ensure a Good Credit Score

Wednesday, July 8, 2015

First, let’s understand how your credit score is determined. Your credit score is broken down into five categories weighted accordingly: Payment history = 35% Total amount owed = 30% Length of credit history = 15% New credit = 10% Type of credit in use = 10% MAKE YOUR PAYMENTS ON TIME. This is the most [...]

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